
You work hard to build your business. I work hard to understand it. Let's look beyond the numbers and find a mortgage solution that fits your situation.
Your tax returns don't tell the whole story.
SELF-EMPLOYED
BORROWERS
MORTGAGES FOR
Start with a conversation. No full application required.
23+ Years
of Experience
100% Referral Business
The Woodlands,
Texas
300+ 5 Star Google Reviews
Common Challenges For Self-Employed Borrowers
You're not alone. Here are some of the most common situations I help with everyday.
Only 1-2 Years
in Business
Income Varies Year to Year
Write Offs
Reduce Your Income
Multiple Businesses
Need a Creative Financing Solution
We can explore options even if your income is newer.
We look at your full financial picture, not just tax returns.
I'll help you show your true income using multiple methods.
We'll find the best way to document all your income streams.
We'll explore alternative programs designed for self-employed borrowers
Explore Your Mortgage Options
Every situation is different. Here are some of the loan programs we can explore.

A More Personalized Mortgage Experience
I'm Sonya Bersani, and I've spent over 22 years helping self-employed borrowers, business owners, and entrepreneurs get into the right home - even when other lenders couldn't make it work.
I take the time to understand your situation, explain your options clearly, and create a plan that fits your goals. You'll always get straight answers, personal service, and a lender who truly cares.

Loan Originator, NMLS 140571
Legend Lending - The Woodlands, TX
No application or credit check required.
What Clients Are Saying
Frequently Asked Questions
Frequently asked questions
Our Location
2219 Sawdust Road Suite 301
The Woodlands, TX 77380
Monday-Friday 9AM - 5PM
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