MORTGAGE CREDIT BASICS
Credit Corner:
​Get Mortgage-Ready
Your credit is one part of your homebuying picture. Understanding your reports and scores can help you ask better questions and prepare for the mortgage process.
You do not have to have everything figured out before reaching out. Start with a conversation about where you are today and the next steps that may fit your goals.
UNDERSTAND YOUR CREDIT
Six things to know
​before you apply
01
Your report and your score
A credit report records your accounts, balances and payment history. A credit score is calculated from that information. Lenders review more than a score: income, debts, assets, the property and program requirements also matter.
02
Why mortgage scores can differ
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