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Your home and mortgage may offer options worth reviewing as your needs change.
Let’s compare the numbers, costs and tradeoffs before you make a decision.
Refinancing & Home Equity
MORTGAGES FOR
Start with a conversation. No full application required.
23+ Years
of Experience
100% Referral Business
The Woodlands,
Texas
300+ 5 Star Google Reviews
Start With Your Goal
A different payment or access to equity is only part of the decision.
Looking to Change Your Payment?
Keeping a Favorable First Mortgage?
Planning Improvements?
Considering Debt Consolidation?
Income or Circumstances Changed?
Compare the proposed payment, loan term and total costs.
Explore whether separate home equity financing deserves consideration.
Review funding needs, financing terms and repayment obligations.
Compare total costs and the risks of securing additional debt with your home.
Review how your current situation affects the available options.
Explore Refinance & Equity Options
Compare the approaches below, then discuss costs, eligibility and tradeoffs.

A More Personalized Mortgage Experience
I’m Sonya Bersani. Before recommending a mortgage change, I want to understand what you hope to accomplish and what you already have.
We’ll review your current loan, available equity, financing costs and future plans so you can make an informed decision.
All financing is subject to program requirements and underwriting approval.

No application or credit check required.
Loan Originator, NMLS 140571
Legend Lending - The Woodlands, TX
What Clients Are Saying
Frequently asked questions
Our Location
2219 Sawdust Road Suite 301
The Woodlands, TX 77380
Monday-Friday 9AM - 5PM
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